About Apptical

Learn more about us!

Our History

Apptical was founded in 1988 on the passionate principle of creating clean, universal efficiencies which focused on the financial and banking industry. As a natural step in growth, Apptical then entered the Life and Health Insurance industry in 2002, and remains there, to this day. Our commitment has stayed the same: to provide true innovation, deep contextual insight,  and intelligent solutions. Since that time, Apptical has designed a proprietary integrated suite of underwriting automation and sales acquisition solutions that provide our clients with the most efficient, cutting edge, customizable technology available to date. We provide the service and speed needed to minimize risks, lower costs, and drive profits across a comprehensive list of products and distribution channels.

Today, we are a SaaS / Cloud offering with multiple integrations to top carriers & big data partners. ACORD Compliant, Security Driven, Penetration Tested, and DRP Plan enforced, we’ve built to accelerate industry transformation


  • 1988 – Apptical begins to offer solutions to the banking and financial industry.
  • 2002 – Apptical enters the Insurance Industry as a technology and efficiency expert.
  • 2003 – Apptical launches its first cloud solution: SoundDecisions I.  Apptical collects telephone interview information and makes it immediately available to client insurance companies.
  • 2004 – Apptical adds online audio recording search and download in real-time, and enters the multimedia web realm.
  • 2007 – Apptical disposes of bricks and mortar, expands business hours.
  • 2009 – Apptical releases PURE, its Predictive Underwriting Rules Engine, and offers eligibility determination at the point of sale.
  • 2010 – Apptical Releases the LiveApp electronic life insurance application.
  • 2011 – Apptical releases SoundDecisions II, its latest telephone interview platform solution.
  • 2011 – Apptical releases PURE II, a product centric rules engine that provides for natural language rule authoring.
  • 2012 – Apptical solutions become device independent.
  • 2013 – Apptical hires its 100th employee.
  • 2014 – Apptical completes it’s millionth application.


Paul Klimek
Founder and Chief Executive Officer
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David Morris
Director of IT
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Peggy Bartraw
Director of Operations / Information Security
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Carmen Vasey
Director of Professional Services
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Barbara Gangware
Director of Communications
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Making Apptical Corp. green has been on our minds for years. Since 2007, Apptical has been a virtual company, with our dedicated employees working from their home offices. Multiple studies provide compelling evidence that working from home is healthier for both our employees and the environment. We feel it’s the right thing to do. Our employees are happier and more productive. Our company enjoys high productivity and low turnover. And just think of all the tankers and tankers of gasoline we have saved since 2007. We enjoy saving an estimated 67,584 gallons of gas for our employees and our earth’s environment every year. For these reasons and more, Apptical Corp. is proud to be a “Green” company.